Financial Calculators (Premium Unlocked) MOD APK v3.5.6

Financial Calculators MOD APK is a finance utility for phone and tablet that brings Bishinews calculation tools into one place. It covers investment, borrowing, retirement, stock, credit card, vehicle, and everyday financial calculations.

You can arrange the calculator list by editing and prioritizing it, so the tools you use most are easier to reach. Most calculations work without an internet connection; the Currency Converter uses internet access to retrieve current exchange rates.

Finance and investment calculations

Use the finance section to work through time-value, return, bond, yield, and interest questions.

• Choose from the TVM Calculator, Currency Converter, Compound Interest Calculator, Return On Investment (ROI) Calculator, IRR NPV Calculator, and MIRR Calculator.
• The section also includes the Bond Calculator, Tax Equivalent Yield Calculator, and Rule of 72 Calculator.

Loan and mortgage calculations

The loan section covers common borrowing comparisons, mortgage scenarios, payment structures, and property decisions.

• Calculate loans with the Loan/Mortgage Calculator, Simple Loan Calculator, Commercial Loan Calculator, Loan Analysis Calculator, APR Calculator, and APR Advanced Calculator.
• Compare financing choices with the Loan Comparison Calculator, Loan Refinance Calculator, Fixed vs Adjustable Rate Calculator, and Adjustable Rate Calculator.
• Plan housing costs using the Home Affordability Calculator, Rent vs Buy Calculator, Mortgage Tax Saving Calculator, Discount Points Calculator, and Rental Property Calculator.
• Review payment arrangements with the Bi-weekly Payment Calculator and Interest Only Calculator.

Retirement planning

The retirement tools cover contributions, savings, income, distributions, and allocation decisions.

• Use the Retirement Planner, Retirement Calculator, Retirement Savings Analysis, and Retirement Income Analysis for retirement planning.
• Calculate contributions with the 401k Contribution Calculator and 401k Save the Max Calculator.
• Compare Traditional IRA vs Roth IRA, calculate Required Minimum Distribution, or use the Social Security Estimator.
• The section also includes the Asset Allocation Calculator and College Savings Calculator.

Stock and market calculations

Stock tools include return, valuation, cost-of-capital, technical reference, and option calculations.

• Use the Stock Return Calculator, Stock Constant Growth Calculator, Stock Non-constant Growth Calculator, Expected Return Calculator, and Holding Period Return Calculator.
• The app also includes CAPM Calculator, Weighted Average Cost of Capital Calculator, Pivot Point Calculator, Fibonacci Calculator, and Black-Scholes Option Calculator.

Credit cards and vehicle financing

For revolving balances, use the Credit Card Payoff Calculator or Credit Card Minimum Calculator. Auto financing is covered by the Auto Loan Calculator and Auto Lease Calculator.

Everyday and reference tools

Alongside financial planning tools, Financial Calculators MOD APK includes general-purpose calculations and United States-specific reference calculators.

• Use the Regular Calculator, Tip Calculator, Discount and Tax Calculator, Percentage Calculator, Date Calculator, and Unit Conversion for routine calculations.
• Other tools include the US Inflation Calculator, Margin and Markup Calculator, Fuel Calculator, Salary Increase Calculator, and Unit Price Compare Calculator.
• United States-focused options include the US Paycheck Tax Calculator, US Health Savings Account Calculator, US Interest Rate, and US Mortgage Rate.
• The collection also includes Net Distribution Calculator, Effective Rate Calculator, Mutual Fund Fee Calculator, Balance Sheet and Income Statement Analysis, Financial Ratios, and Commodities and Futures.

Sharing results

You can send calculation results to others by email. Financial professionals can also email quotes to their clients.

What this build changes

This build is labelled Premium Unlocked.

This build fits readers who need a broad set of loan, retirement, investment, or stock calculations in one app. It also suits users who need most calculations without an internet connection, while accepting that currency rates require access online. Pass on it if collection of approximate location, device identifiers, app interactions, diagnostics, crash logs, and other performance data is a concern. It is also less suitable when you only need a single simple calculator.

Inside this build

This build carries the Premium Unlocked label. Version 3.5.6 lists a target of Android SDK 36 and a bug fix. The listed calculator collection includes tools for financial planning, borrowing, market calculations, and general calculations. Currency conversion remains the part that retrieves current exchange rates through an internet connection.

Strengths

• Loan, refinance, affordability, and payment calculators let you examine several borrowing situations from one calculator list.
• Retirement tools cover contributions, income analysis, required distributions, allocation, and college savings for longer-term planning.
• Stock tools include return, growth, CAPM, cost-of-capital, pivot point, Fibonacci, and option calculations.
• You can edit and prioritize the calculator list, reducing navigation to the tools you use regularly.

Trade-offs

• The app collects approximate location, device identifiers, app interactions, diagnostics, crash logs, and other performance data.
• Current exchange-rate retrieval is limited to the Currency Converter and requires an internet connection.
• The 8.8 MB file requires Android 6.0 or later as a minimum installation requirement.

Bottom line

Install this build when you need its wide calculator set and the Premium Unlocked label matches what you are looking for. Check that your device runs Android 6.0 or later before installing.